Greater than half of Individuals would use stablecoins in the event that they got here with bank-level fraud safety and deposit insurance coverage, Visa mentioned in a examine launched on Wednesday. The numbers had been 36% with out these safeguards and 56% with them.
These safeguards had been hypothetical, and Visa’s launch notes that no stablecoin carries deposit insurance coverage at the moment. The identical situation lifted intent to 74% in Latin America.
Fraud Shapes the Remittance Findings
The report, Cash Travels 2026, attracts on a Morning Seek the advice of survey of two,192 U.S. adults run from February 24 to March 2. The complete survey covers 45,445 folks throughout 20 markets and is constructed round remittances.
Practically two-thirds of Individuals (64%) mentioned belief in a fee technique relies upon extra on who gives it than on the know-how. Willingness to make use of stablecoins rose to 45% when an current monetary supplier supplied them. Conventional banks and international fee networks had been probably the most trusted suppliers of digital forex companies, at 61% and 60%. Globally, the belief determine was 69%.
Over half of respondents (56%) had by no means heard of stablecoins. Many who had heard of them assumed the cash fluctuated like Bitcoin, the examine discovered.
One in 4 senders worldwide had run into fraud, together with greater than a 3rd of Individuals and 40% of Indians. Some 44% of Individuals frightened about AI deepfakes impersonating household, and 45% would settle for a 24-hour delay on a switch for stronger safety. In Japan, 68% would settle for that delay.
“The way forward for the business might be gained by the suppliers that work hardest to earn that belief,” mentioned Vira Platonova, International Head of Visa Direct.
Visa’s Personal Stablecoin Footprint
Visa is a founding validator on Circle’s Arc blockchain alongside BlackRock, Mastercard and DTCC. Crypto-linked card funds, the place Visa handles greater than 90% of stablecoin card transactions, reached $18 billion in 2025, per Artemis.
In August final 12 months, the community added PayPal USD (PYUSD) and the International Greenback (USDG) to its settlement stablecoins by way of Paxos, together with the Stellar and Avalanche chains.
Visa mentioned stablecoins account for a rising share of cross-border cash flows. Greenback stablecoins in circulation whole about $312 billion, per DefiLlama, with Tether’s USDT at $184 billion and Circle’s USDC at $76 billion.
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