Stablecoins, real-world asset (RWA) tokenisation and the convergence of AI with blockchain are set to be among the many largest drivers of crypto adoption in 2026, in accordance with Edul Patel, CEO of Indian crypto buying and selling and investing platform Mudrex.
Patel recognized stablecoins as a very robust progress space, particularly for cross-border funds and remittances. “India stays the world’s largest recipient of remittances at $135 billion,” he mentioned, noting that inefficiencies stay entrenched within the system. “Almost $10 billion of those inflows is misplaced to middleman charges and lengthy settlement cycles.” In distinction, stablecoin-based rails allow near-instant settlement at considerably decrease prices, in comparison with the 5 to seven days sometimes required by conventional banking methods. “This effectivity hole creates a robust structural case for adoption over time.”
One other phase gaining momentum is RWA tokenisation. Patel famous:
The tokenisation of belongings corresponding to actual property, commodities and infrastructure has the potential to unlock liquidity in historically illiquid markets.
He pointed to international initiatives, together with Dubai’s tokenised cash market funds and Maharashtra’s ₹50 trillion land asset digitisation plan, as indicators of rising traction.
“As frameworks mature, RWA tokenisation may emerge as one of many extra consequential use circumstances for blockchain.”
Regulation and Shifting Investor Behaviour
Regulation will stay a decisive issue shaping adoption subsequent 12 months, Mudrex CEO mentioned. Whereas India has developed mature exchanges and bettering investor consciousness, he famous that “what stays lacking is regulatory readability.” Regardless of this, India continues to rank amongst international leaders in grassroots crypto adoption.
A transparent and supportive framework has the potential to place the nation not simply as a fast-growing market, however as a world chief in crypto adoption over time.
Investor behaviour can be evolving, notably amongst retail and Gen Z individuals. Patel expects a shift away from hypothesis towards fundamentals.
There’s more likely to be a stronger choice for tasks with clear real-world use circumstances, strong fundamentals and larger transparency in areas corresponding to token economics. This pattern is already seen throughout segments like DeFi, gaming, Web3 and rising AI–blockchain integrations.
AI, DEXs and Ongoing Dangers
On the know-how entrance, Patel highlighted the rising convergence of AI and blockchain. “AI-driven methods are already getting used to strengthen anomaly detection, danger administration and compliance,” he mentioned, noting that when mixed with blockchain’s transparency, these methods allow improved fraud detection and real-time monitoring. He additionally sees decentralised exchanges gaining floor as person expertise improves and on-chain liquidity deepens, positioning DEXs as a key progress phase in 2026.
Regardless of rising maturity throughout the trade, Patel cautioned that safety dangers and market volatility stay. “Platform choice will stay important,” he mentioned, urging buyers to prioritise safety requirements and compliance. With macroeconomic and geopolitical elements more likely to proceed driving sharp market swings, Patel added that “a extra disciplined funding method, together with systematic or staggered investments, might help buyers navigate these cycles.”
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